{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-184246","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.510499+00:00","generated_at":"2026-05-31T16:26:37.568842+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CVB Financial Q2 net income $50M ($0.36 EPS), down 10% YoY; NIM 3.05%, NPLs rise","bullets":["Net earnings $50.0M, diluted EPS $0.36 vs $0.40 YoY and $0.35 QoQ. ROAA 1.24%, ROATCE 15.51%.","Net interest margin 3.05%, down 5 bps QoQ and 17 bps YoY; cost of funds up to 1.38%.","Average deposits up $245.3M QoQ; noninterest-bearing deposits 60.2% of total deposits.","Nonperforming loans rose to $25.0M (0.29% of loans) from $13.8M at March 31, 2024.","No provision for credit losses in Q2; net charge-offs only $31K; CET1 ratio >15%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-184246","json":"https://secwatch.observer/filing/0001193125-24-184246.json","markdown":"https://secwatch.observer/filing/0001193125-24-184246.md","text":"https://secwatch.observer/filing/0001193125-24-184246.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312524184246/0001193125-24-184246-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312524184246/d870472d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:26:37.568842+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}