{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-186351","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.879017+00:00","generated_at":"2026-05-31T15:54:11.422496+00:00","sec_items":["8.01"],"event_type":"litigation","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"UMB Financial and HTLF supplement merger proxy after shareholder lawsuits","bullets":["Four HTLF stockholder lawsuits filed in June-July 2024 allege false/misleading registration statement; UMB and HTLF deny all allegations.","Supplemental disclosures include details on 2022 LOI (0.6400 exchange ratio, 29.6% premium) and 2024 LOI (0.5500, 35.2% premium).","BofA Securities fairness opinion and KBW fee structure (1% of merger consideration, $2M payable on opinion) added to proxy.","HTLF board's reason for merger supplemented to note fixed exchange ratio without collar; no admission of liability.","HTLF also received demand letters from other purported stockholders; supplemental disclosures aim to avoid merger delays."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-186351","json":"https://secwatch.observer/filing/0001193125-24-186351.json","markdown":"https://secwatch.observer/filing/0001193125-24-186351.md","text":"https://secwatch.observer/filing/0001193125-24-186351.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312524186351/0001193125-24-186351-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312524186351/d870882d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:54:11.422496+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}