---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-188856"
form_type: "8-K"
ticker: "MCY"
cik: "0000064996"
company_name: "MERCURY GENERAL CORP"
filed_at: "2024-07-30T23:59:59+00:00"
generated_at: "2026-05-31T15:30:23.261136+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Mercury General Q2 net income $62.6M; combined ratio improves to 98.9%

## Summary
- Net income of $62.6M ($1.13/diluted share) vs. loss of $41.5M ($0.75) in Q2 2023.
- Net premiums earned rose 19.5% to $1.24B; net premiums written up 21.5% to $1.36B.
- Combined ratio improved 11.2 points to 98.9% (from 110.1%) driven by underwriting improvement.
- Catastrophe losses net of reinsurance were $125M vs. $92M in prior-year quarter.
- Board declared quarterly dividend of $0.3175 per share, payable Sept 26 to holders of record Sept 12.

## SEC filing metadata
- accession: 0001193125-24-188856
- form_type: 8-K
- ticker: MCY
- cik: 0000064996
- company_name: MERCURY GENERAL CORP
- filed_at: 2024-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/64996/000119312524188856/0001193125-24-188856-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/64996/000119312524188856/d874945d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-188856
- JSON: https://secwatch.observer/filing/0001193125-24-188856.json
- Plain text: https://secwatch.observer/filing/0001193125-24-188856.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.