{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-194330","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2024-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.842628+00:00","generated_at":"2026-05-31T12:37:24.638139+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Dave Q2 revenue $80.1M (+31% YoY); raises FY 2024 Adj. EBITDA guidance to $40-50M","bullets":["GAAP net income $6.4M vs -$22.6M YoY; Adj. EBITDA $15.2M vs -$13.1M YoY.","Monthly transacting members record 2.3M, +18% YoY; ExtraCash originations $1.2B, +37%.","Customer acquisition cost down 26% to $15; 28-day delinquency rate improved 80bps to 2.03%.","FY 2024 revenue guidance raised to $310-325M; Adj. EBITDA guidance raised to $40-50M.","Cash and equivalents $89.7M; no increase in debt facility utilization during quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-194330","json":"https://secwatch.observer/filing/0001193125-24-194330.json","markdown":"https://secwatch.observer/filing/0001193125-24-194330.md","text":"https://secwatch.observer/filing/0001193125-24-194330.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524194330/0001193125-24-194330-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524194330/d862777d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T12:37:24.638139+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}