---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-194330"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2024-08-06T23:59:59+00:00"
generated_at: "2026-05-31T12:37:24.638139+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Dave Q2 revenue $80.1M (+31% YoY); raises FY 2024 Adj. EBITDA guidance to $40-50M

## Summary
- GAAP net income $6.4M vs -$22.6M YoY; Adj. EBITDA $15.2M vs -$13.1M YoY.
- Monthly transacting members record 2.3M, +18% YoY; ExtraCash originations $1.2B, +37%.
- Customer acquisition cost down 26% to $15; 28-day delinquency rate improved 80bps to 2.03%.
- FY 2024 revenue guidance raised to $310-325M; Adj. EBITDA guidance raised to $40-50M.
- Cash and equivalents $89.7M; no increase in debt facility utilization during quarter.

## SEC filing metadata
- accession: 0001193125-24-194330
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2024-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312524194330/0001193125-24-194330-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312524194330/d862777d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-194330
- JSON: https://secwatch.observer/filing/0001193125-24-194330.json
- Plain text: https://secwatch.observer/filing/0001193125-24-194330.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.