---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-195436"
form_type: "8-K"
ticker: "AFG"
cik: "0001042046"
company_name: "AMERICAN FINANCIAL GROUP INC"
filed_at: "2024-08-07T23:59:59+00:00"
generated_at: "2026-05-31T11:34:46.386496+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# AFG Q2 2024: Core EPS $2.56 (+8% YoY), P&C combined ratio improves to 90.5%

## Summary
- Core net operating EPS $2.56 vs $2.38 YoY, up 8%; net earnings $209M ($2.49 diluted).
- Specialty P&C combined ratio 90.5%, improved 1.4 points YoY; underwriting profit $151M vs $123M.
- Renewal pricing up ~8% excluding workers' comp; net written premiums up 1% in Q2.
- Book value per share ex AOCI $56.19; quarter growth ex AOCI plus dividends 4.7%.
- Dividend $0.71 per share paid in Q2; co retains excess capital for buybacks and growth.

## SEC filing metadata
- accession: 0001193125-24-195436
- form_type: 8-K
- ticker: AFG
- cik: 0001042046
- company_name: AMERICAN FINANCIAL GROUP INC
- filed_at: 2024-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1042046/000119312524195436/0001193125-24-195436-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1042046/000119312524195436/d863354d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-195436
- JSON: https://secwatch.observer/filing/0001193125-24-195436.json
- Plain text: https://secwatch.observer/filing/0001193125-24-195436.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.