---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-239217"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2024-10-18T23:59:59+00:00"
generated_at: "2026-05-30T12:53:54.751515+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Ally Financial Q3 GAAP EPS $1.06, Adjusted $0.95; revenue $2.1B

## Summary
- GAAP EPS of $1.06, up from $0.88 YoY; Adjusted EPS $0.95, up from $0.83.
- Pre-tax income $233M, up $5M YoY; core pre-tax income $188M, down $138M.
- Consumer auto originations $9.4B; retail auto NCO rate 2.24%, elevated.
- Insurance written premiums $384M, up 15% YoY, a record since IPO.
- CET1 ratio 9.8%, up 20 bps QoQ; $4.2B excess capital above 7.1% minimum.

## SEC filing metadata
- accession: 0001193125-24-239217
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2024-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312524239217/0001193125-24-239217-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312524239217/d902588d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-239217
- JSON: https://secwatch.observer/filing/0001193125-24-239217.json
- Plain text: https://secwatch.observer/filing/0001193125-24-239217.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.