---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-239616"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2024-10-18T23:59:59+00:00"
generated_at: "2026-05-30T12:44:10.257819+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp Q3 net income $6.7M, EPS $0.36; NIM 2.58%; declares $0.16 dividend

## Summary
- Q3 net income $6.7M ($0.36 diluted EPS) vs $2.8M ($0.14) in Q2 2024 and flat vs Q3 2023.
- Net interest margin 2.58%, down 20 bps from Q2 2024 and 20 bps YoY.
- Completed upsized $40M subordinated debt offering in Q3; refinanced $33.5M existing debt.
- Non-accrual loans rose to $35.3M (1.11% of loans) from $18.8M (0.57%) at Dec 2023.
- Board declared $0.16/share quarterly dividend, payable Nov 15, 2024 to holders of record Nov 1.

## SEC filing metadata
- accession: 0001193125-24-239616
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2024-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312524239616/0001193125-24-239616-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312524239616/d814445d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-239616
- JSON: https://secwatch.observer/filing/0001193125-24-239616.json
- Plain text: https://secwatch.observer/filing/0001193125-24-239616.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.