secwatch.observer — SEC 8-K summary
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Issuer:     BCB BANCORP INC (BCBP)
CIK:        0001228454
Form:       8-K
Filed at:   2024-10-18T23:59:59+00:00
Accession:  0001193125-24-239616
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BCB Bancorp Q3 net income $6.7M, EPS $0.36; NIM 2.58%; declares $0.16 dividend
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- Q3 net income $6.7M ($0.36 diluted EPS) vs $2.8M ($0.14) in Q2 2024 and flat vs Q3 2023.
- Net interest margin 2.58%, down 20 bps from Q2 2024 and 20 bps YoY.
- Completed upsized $40M subordinated debt offering in Q3; refinanced $33.5M existing debt.
- Non-accrual loans rose to $35.3M (1.11% of loans) from $18.8M (0.57%) at Dec 2023.
- Board declared $0.16/share quarterly dividend, payable Nov 15, 2024 to holders of record Nov 1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1228454/000119312524239616/0001193125-24-239616-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1228454/000119312524239616/d814445d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-24-239616

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