{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-240780","form_type":"8-K","ticker":"AUBN","cik":"0000750574","company_name":"AUBURN NATIONAL BANCORPORATION, INC","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.968835+00:00","generated_at":"2026-05-30T12:11:44.220111+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Auburn National Q3 net earnings $0.50/share; net interest margin expands to 3.05%","bullets":["Net earnings flat at $1.7M; EPS $0.50 vs $0.43 in Q3 2023 (up 16%).","Tax-equivalent net interest income $6.8M, up 7% YoY; margin 3.05% vs 2.73%.","Average loans $571.7M, up 8% YoY; loan payoff of $14.9M drove negative provision.","TCE ratio improved to 8.52% from 5.96% a year ago; book value $24.14 per share.","Corner Village branch to close by year-end for cost savings; dividend $0.27/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-240780","json":"https://secwatch.observer/filing/0001193125-24-240780.json","markdown":"https://secwatch.observer/filing/0001193125-24-240780.md","text":"https://secwatch.observer/filing/0001193125-24-240780.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750574/000119312524240780/0001193125-24-240780-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750574/000119312524240780/d901663d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:11:44.220111+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}