---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-240780"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2024-10-22T23:59:59+00:00"
generated_at: "2026-05-30T12:11:44.220111+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Auburn National Q3 net earnings $0.50/share; net interest margin expands to 3.05%

## Summary
- Net earnings flat at $1.7M; EPS $0.50 vs $0.43 in Q3 2023 (up 16%).
- Tax-equivalent net interest income $6.8M, up 7% YoY; margin 3.05% vs 2.73%.
- Average loans $571.7M, up 8% YoY; loan payoff of $14.9M drove negative provision.
- TCE ratio improved to 8.52% from 5.96% a year ago; book value $24.14 per share.
- Corner Village branch to close by year-end for cost savings; dividend $0.27/share.

## SEC filing metadata
- accession: 0001193125-24-240780
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2024-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312524240780/0001193125-24-240780-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312524240780/d901663d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-240780
- JSON: https://secwatch.observer/filing/0001193125-24-240780.json
- Plain text: https://secwatch.observer/filing/0001193125-24-240780.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.