{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-242217","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.720394+00:00","generated_at":"2026-05-30T10:43:06.339212+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CVB Financial Q3 net income $51.2M ($0.37 EPS), down 11.5% YoY; NIM unchanged at 3.05%","bullets":["Net income $51.2M ($0.37 diluted EPS) vs $57.9M ($0.42) in Q3 2023; up 2.4% from Q2 2024.","Net interest margin unchanged at 3.05% QoQ; cost of funds rose 9bps to 1.47%.","Loans declined $109M (1.3%) QoQ; deposits and customer repos increased $408M.","Sold $312M AFS securities for $11.6M pre-tax loss; sale-leaseback generated $9.1M gain.","Repaid $1.3B Bank Term Funding Program borrowings; TCE ratio 9.7%, CET1 >15%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-242217","json":"https://secwatch.observer/filing/0001193125-24-242217.json","markdown":"https://secwatch.observer/filing/0001193125-24-242217.md","text":"https://secwatch.observer/filing/0001193125-24-242217.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312524242217/0001193125-24-242217-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312524242217/d841873d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:43:06.339212+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}