{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-246509","form_type":"8-K","ticker":"BPRN","cik":"0001913971","company_name":"Princeton Bancorp, Inc.","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.338022+00:00","generated_at":"2026-05-30T09:25:10.864828+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Princeton Bancorp reports Q3 net loss of $3.6M on $6.7M Cornerstone acquisition costs","bullets":["Net loss $3.6M (-$0.55/share) vs Q2 net income $5.1M ($0.80) and Q3 2023 net income $7.6M ($1.19).","Cornerstone Bank acquisition closed Aug 23, 2024; added $314.5M assets, $282.8M deposits, $283.1M net loans.","Merger-related expenses $6.7M and $3.2M provision for credit losses on acquired non-PCD loans drove the loss.","Net interest income $17.1M, up from $16.0M Q2; net interest margin 3.41% (-3 bps QoQ).","Total assets $2.35B (+22.9% YTD), total deposits $2.05B (+25.1% YTD); non-performing assets $2.3M (down from $6.7M Dec 2023)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-246509","json":"https://secwatch.observer/filing/0001193125-24-246509.json","markdown":"https://secwatch.observer/filing/0001193125-24-246509.md","text":"https://secwatch.observer/filing/0001193125-24-246509.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524246509/0001193125-24-246509-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524246509/d784037d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:25:10.864828+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}