{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-246526","form_type":"8-K","ticker":"MCY","cik":"0000064996","company_name":"MERCURY GENERAL CORP","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.811787+00:00","generated_at":"2026-05-30T09:28:41.106051+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Mercury General posts Q3 net income of $230.9M vs year-ago loss; combined ratio 93.6%","bullets":["Net income $230.9M ($4.17 diluted EPS) vs loss of $8.2M ($0.15 loss) in Q3 2023.","Net premiums earned $1.32B, up 21.1% YoY; combined ratio improved 5 points to 93.6%.","Operating income $140.4M, up 123.4% from $62.9M; net investment income up 19%.","Catastrophe losses net $39M; Hurricane Milton expected to add ≤$5M in Q4 2024.","Quarterly dividend maintained at $0.3175/share; payable Dec 26 to holders of record Dec 12."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-246526","json":"https://secwatch.observer/filing/0001193125-24-246526.json","markdown":"https://secwatch.observer/filing/0001193125-24-246526.md","text":"https://secwatch.observer/filing/0001193125-24-246526.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/64996/000119312524246526/0001193125-24-246526-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/64996/000119312524246526/d840049d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:28:41.106051+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}