---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-246526"
form_type: "8-K"
ticker: "MCY"
cik: "0000064996"
company_name: "MERCURY GENERAL CORP"
filed_at: "2024-10-29T23:59:59+00:00"
generated_at: "2026-05-30T09:28:41.106051+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Mercury General posts Q3 net income of $230.9M vs year-ago loss; combined ratio 93.6%

## Summary
- Net income $230.9M ($4.17 diluted EPS) vs loss of $8.2M ($0.15 loss) in Q3 2023.
- Net premiums earned $1.32B, up 21.1% YoY; combined ratio improved 5 points to 93.6%.
- Operating income $140.4M, up 123.4% from $62.9M; net investment income up 19%.
- Catastrophe losses net $39M; Hurricane Milton expected to add ≤$5M in Q4 2024.
- Quarterly dividend maintained at $0.3175/share; payable Dec 26 to holders of record Dec 12.

## SEC filing metadata
- accession: 0001193125-24-246526
- form_type: 8-K
- ticker: MCY
- cik: 0000064996
- company_name: MERCURY GENERAL CORP
- filed_at: 2024-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/64996/000119312524246526/0001193125-24-246526-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/64996/000119312524246526/d840049d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-246526
- JSON: https://secwatch.observer/filing/0001193125-24-246526.json
- Plain text: https://secwatch.observer/filing/0001193125-24-246526.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.