{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-250678","form_type":"8-K","ticker":"FOA","cik":"0001828937","company_name":"Finance of America Companies Inc.","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.881554+00:00","generated_at":"2026-05-30T06:16:56.731395+00:00","sec_items":["1.01","2.03","3.02","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FOA subsidiary exchanges $342.6M of 7.875% notes due 2025 for secured notes due 2026/2029","bullets":["Exchanged $342.6M (97.9% of outstanding) 7.875% Senior Notes due 2025 for new secured notes and $856,555 cash.","Issued $195.8M of new 7.875% Senior Secured Notes due 2026; step-up to 8.875% after one year, extendable to 2027 at 9.875%.","Issued $146.8M of new 10% Exchangeable Senior Secured Notes due 2029; exchangeable into FOA Class A common at $27.50/share.","New notes secured by collateral, initially second-lien subordinated to Working Capital Notes, then first-lien upon termination.","Registration rights agreement requires FOA to file shelf registration for common stock deliverable on exchange by April 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-250678","json":"https://secwatch.observer/filing/0001193125-24-250678.json","markdown":"https://secwatch.observer/filing/0001193125-24-250678.md","text":"https://secwatch.observer/filing/0001193125-24-250678.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828937/000119312524250678/0001193125-24-250678-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828937/000119312524250678/d884527d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:16:56.731395+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}