---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-250678"
form_type: "8-K"
ticker: "FOA"
cik: "0001828937"
company_name: "Finance of America Companies Inc."
filed_at: "2024-11-04T23:59:59+00:00"
generated_at: "2026-05-30T06:16:56.731395+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FOA subsidiary exchanges $342.6M of 7.875% notes due 2025 for secured notes due 2026/2029

## Summary
- Exchanged $342.6M (97.9% of outstanding) 7.875% Senior Notes due 2025 for new secured notes and $856,555 cash.
- Issued $195.8M of new 7.875% Senior Secured Notes due 2026; step-up to 8.875% after one year, extendable to 2027 at 9.875%.
- Issued $146.8M of new 10% Exchangeable Senior Secured Notes due 2029; exchangeable into FOA Class A common at $27.50/share.
- New notes secured by collateral, initially second-lien subordinated to Working Capital Notes, then first-lien upon termination.
- Registration rights agreement requires FOA to file shelf registration for common stock deliverable on exchange by April 2025.

## SEC filing metadata
- accession: 0001193125-24-250678
- form_type: 8-K
- ticker: FOA
- cik: 0001828937
- company_name: Finance of America Companies Inc.
- filed_at: 2024-11-04T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828937/000119312524250678/0001193125-24-250678-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828937/000119312524250678/d884527d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-250678
- JSON: https://secwatch.observer/filing/0001193125-24-250678.json
- Plain text: https://secwatch.observer/filing/0001193125-24-250678.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.