{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-251349","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2024-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.976963+00:00","generated_at":"2026-05-30T05:28:48.961491+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Dave Q3 prelim: rev $92.5M (+41%), net income $0.5M; FTC sues over ExtraCash","bullets":["Preliminary Q3 revenue $92.5M (+41% YoY), net income $0.5M (+$12.5M YoY), Adj. EBITDA $24.7M.","Net income includes $7.0M legal reserve for FTC matter; plans to raise FY2024 guidance on Nov 12.","FTC filed complaint alleging violations of FTC Act and ROSCA over ExtraCash; company disputes claims.","CEO says fees not in question, no forecast changes; company will vigorously defend."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-251349","json":"https://secwatch.observer/filing/0001193125-24-251349.json","markdown":"https://secwatch.observer/filing/0001193125-24-251349.md","text":"https://secwatch.observer/filing/0001193125-24-251349.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524251349/0001193125-24-251349-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524251349/d879974d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T05:28:48.961491+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}