---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-251349"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2024-11-05T23:59:59+00:00"
generated_at: "2026-05-30T05:28:48.961491+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Dave Q3 prelim: rev $92.5M (+41%), net income $0.5M; FTC sues over ExtraCash

## Summary
- Preliminary Q3 revenue $92.5M (+41% YoY), net income $0.5M (+$12.5M YoY), Adj. EBITDA $24.7M.
- Net income includes $7.0M legal reserve for FTC matter; plans to raise FY2024 guidance on Nov 12.
- FTC filed complaint alleging violations of FTC Act and ROSCA over ExtraCash; company disputes claims.
- CEO says fees not in question, no forecast changes; company will vigorously defend.

## SEC filing metadata
- accession: 0001193125-24-251349
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2024-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312524251349/0001193125-24-251349-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312524251349/d879974d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-251349
- JSON: https://secwatch.observer/filing/0001193125-24-251349.json
- Plain text: https://secwatch.observer/filing/0001193125-24-251349.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.