---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-251685"
form_type: "8-K"
ticker: "AFG"
cik: "0001042046"
company_name: "AMERICAN FINANCIAL GROUP INC"
filed_at: "2024-11-06T23:59:59+00:00"
generated_at: "2026-05-30T04:15:45.886926+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# AFG Q3 net earnings $2.16/sh; declares $4 special dividend

## Summary
- Q3 net earnings $181M ($2.16/sh); core net operating earnings $2.31/sh vs $2.45/sh YoY.
- P&C combined ratio 94.3% vs 92.2%; catastrophe losses $90M (4.4 pts) from Hurricane Helene.
- Board declared $4.00/sh special cash dividend (~$335M aggregate); payable Nov 26 to holders Nov 15.
- Average renewal rate ex-workers' comp +8%; P&C net investment income up ~15% YoY.
- Estimated $30M pretax loss from Hurricane Milton to be booked in Q4 2024.

## SEC filing metadata
- accession: 0001193125-24-251685
- form_type: 8-K
- ticker: AFG
- cik: 0001042046
- company_name: AMERICAN FINANCIAL GROUP INC
- filed_at: 2024-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1042046/000119312524251685/0001193125-24-251685-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1042046/000119312524251685/d879693d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-251685
- JSON: https://secwatch.observer/filing/0001193125-24-251685.json
- Plain text: https://secwatch.observer/filing/0001193125-24-251685.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.