{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-253105","form_type":"8-K/A","ticker":"BPRN","cik":"0001913971","company_name":"Princeton Bancorp, Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.337614+00:00","generated_at":"2026-05-30T03:56:10.500727+00:00","sec_items":["9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Princeton Bancorp reports Q3 net loss of $4.5M due to Cornerstone acquisition costs","bullets":["Net loss of $4.5M ($0.68 EPS) vs net income of $5.1M ($0.80) in Q2 2024 and $7.6M ($1.19) in Q3 2023.","Merger-related expenses of $7.8M and $3.2M provision for credit losses on acquired loans from Cornerstone Bank acquisition.","Assets grew 22.9% to $2.35B, deposits up 25.1% to $2.05B following Cornerstone acquisition on Aug 23, 2024.","Net interest margin 3.41%, down 3 bps QoQ; total non-interest expense $20.1M, up 67.7% from Q2.","Non-performing assets fell to $2.3M from $6.7M at Dec 31, 2023; equity ratio 11.1% vs 12.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-253105","json":"https://secwatch.observer/filing/0001193125-24-253105.json","markdown":"https://secwatch.observer/filing/0001193125-24-253105.md","text":"https://secwatch.observer/filing/0001193125-24-253105.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524253105/0001193125-24-253105-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524253105/d836881d8ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:56:10.500727+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}