---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-255957"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2024-11-12T23:59:59+00:00"
generated_at: "2026-05-30T02:11:42.117882+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Dave Q3 revenue up 41% YoY to $92.5M; raises FY2024 revenue and Adj. EBITDA guidance

## Summary
- Net income of $0.5M vs. loss of $12.1M YoY; Adj. EBITDA of $24.7M, up $27.2M YoY.
- FY2024 revenue guidance raised to $340–343M (prior $310–325M); Adj. EBITDA guidance raised to $71–74M (prior $40–50M).
- Monthly transacting members up 23% to 2.4M; ExtraCash originations up 46% to $1.4B; delinquency rate improved 64 bps to 1.78%.
- Non-binding LOI entered for strategic partnership with a publicly traded fintech sponsor bank to diversify commercial relationships.
- Cash and equivalents $76.7M as of Sep 30, 2024; no increase in credit facility utilization during the quarter.

## SEC filing metadata
- accession: 0001193125-24-255957
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2024-11-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312524255957/0001193125-24-255957-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312524255957/d862351d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-255957
- JSON: https://secwatch.observer/filing/0001193125-24-255957.json
- Plain text: https://secwatch.observer/filing/0001193125-24-255957.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.