{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-287056","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2024-12-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.977565+00:00","generated_at":"2026-05-28T21:59:10.179932+00:00","sec_items":["7.01","9.01"],"event_type":"litigation","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Dave Inc. Announces DOJ Amended Complaint in FTC Lawsuit and New Fee Structure for ExtraCash","bullets":["DOJ filed amended civil complaint on Dec 30, 2024, adding civil money penalties claim and naming CEO Jason Wilk as defendant.","Dave believes the lawsuit is government overreach and intends to vigorously defend itself in court.","Company eliminated optional tips and express fees for its ExtraCash product; new mandatory fee structure effective for new members since Dec 4, 2024.","Full implementation of new fee structure expected in early 2025; company outlook remains positive with Q4 2024 earnings call in March."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-287056","json":"https://secwatch.observer/filing/0001193125-24-287056.json","markdown":"https://secwatch.observer/filing/0001193125-24-287056.md","text":"https://secwatch.observer/filing/0001193125-24-287056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524287056/0001193125-24-287056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524287056/d888866d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-28T21:59:10.179932+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}