{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-004422","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2025-01-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.698533+00:00","generated_at":"2026-05-28T04:24:21.983285+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UMB Financial receives regulatory approvals to complete Heartland acquisition; close expected Jan 31, 2025","bullets":["Combined assets ~$66B, top 4% of publicly traded U.S. banks (based on Sept. 30, 2024 data).","Acquisition increases private wealth AUM/AUA by 31%; nearly doubles retail deposit base; expands from 8 to 13 states.","Five HTLF board members (Schmidt, Henderson, Hopkins, Lazo, Murphy) will join UMB Board, growing it to 16 members.","Final regulatory approvals from OCC and Federal Reserve received; shareholder approvals already obtained.","Transaction expected to close on or around Jan. 31, 2025, subject to remaining customary closing conditions."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-004422","json":"https://secwatch.observer/filing/0001193125-25-004422.json","markdown":"https://secwatch.observer/filing/0001193125-25-004422.md","text":"https://secwatch.observer/filing/0001193125-25-004422.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312525004422/0001193125-25-004422-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312525004422/d904137d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T04:24:21.983285+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}