{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-010790","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.983628+00:00","generated_at":"2026-05-27T16:58:05.847207+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CVB Financial Q4 net income $50.9M ($0.36 EPS); FY2024 net income $200.7M ($1.44 EPS) down 9.4% from 2023","bullets":["Net income $50.9M for Q4 2024 ($0.36 diluted EPS); full-year net income $200.7M ($1.44 EPS) vs $221.4M ($1.59 EPS) in 2023.","Net interest margin 3.18% in Q4 (up from 3.05% in Q3); cost of funds decreased to 1.13% from 1.47%.","Sale-leaseback of two buildings generated $16.8M pre-tax gain, offset by $16.7M loss on $155M AFS securities sale.","Board authorized 10M share repurchase program; no shares repurchased in Q4.","Noninterest-bearing deposits were 59% of total deposits; total deposits + repurchase agreements grew $505M YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-010790","json":"https://secwatch.observer/filing/0001193125-25-010790.json","markdown":"https://secwatch.observer/filing/0001193125-25-010790.md","text":"https://secwatch.observer/filing/0001193125-25-010790.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312525010790/0001193125-25-010790-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312525010790/d920483d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T16:58:05.847207+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}