{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-013854","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.298079+00:00","generated_at":"2026-05-27T08:48:33.967140+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Popular Q4 net income $177.8M, EPS $2.51; NIM expands to 3.35%","bullets":["Net income $177.8M in Q4 2024 vs $155.3M in Q3 2024; diluted EPS $2.51 vs $2.16.","Net interest income $590.8M, up $18.3M QoQ; NIM 3.35% vs 3.24%.","Non-performing loans decreased $10.6M; NPL ratio 0.95%; NCO ratio 0.74% vs 0.65% Q3.","Loans held-in-portfolio $37.1B, up $912.7M QoQ; deposits $64.9B, up $1.2B.","Repurchased 2,256,420 shares for $217.3M in 2024; quarterly dividend increased to $0.70/sh from $0.62."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-013854","json":"https://secwatch.observer/filing/0001193125-25-013854.json","markdown":"https://secwatch.observer/filing/0001193125-25-013854.md","text":"https://secwatch.observer/filing/0001193125-25-013854.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312525013854/0001193125-25-013854-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312525013854/d892846d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:48:33.967140+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}