---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-013854"
form_type: "8-K"
ticker: "BPOP"
cik: "0000763901"
company_name: "POPULAR, INC."
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:48:33.967140+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Popular Q4 net income $177.8M, EPS $2.51; NIM expands to 3.35%

## Summary
- Net income $177.8M in Q4 2024 vs $155.3M in Q3 2024; diluted EPS $2.51 vs $2.16.
- Net interest income $590.8M, up $18.3M QoQ; NIM 3.35% vs 3.24%.
- Non-performing loans decreased $10.6M; NPL ratio 0.95%; NCO ratio 0.74% vs 0.65% Q3.
- Loans held-in-portfolio $37.1B, up $912.7M QoQ; deposits $64.9B, up $1.2B.
- Repurchased 2,256,420 shares for $217.3M in 2024; quarterly dividend increased to $0.70/sh from $0.62.

## SEC filing metadata
- accession: 0001193125-25-013854
- form_type: 8-K
- ticker: BPOP
- cik: 0000763901
- company_name: POPULAR, INC.
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/763901/000119312525013854/0001193125-25-013854-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/763901/000119312525013854/d892846d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-013854
- JSON: https://secwatch.observer/filing/0001193125-25-013854.json
- Plain text: https://secwatch.observer/filing/0001193125-25-013854.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.