earnings
confidence high
sentiment positive
materiality 0.55
Auburn National Q4 net income $1.6M ($0.45); NIM improves to 3.09% vs 2.65% YoY
AUBURN NATIONAL BANCORPORATION, INC
2025-FY EPS reported
$1.83
revenue$614,000
- Q4 2024 net income $1.6M ($0.45/sh) vs net loss of $4.0M ($1.14) in Q4 2023, which included a $4.7M after-tax securities loss.
- Full year 2024 net income $6.4M ($1.83/sh) compared to $1.4M ($0.40) in 2023.
- Net interest margin (tax-equivalent) rose 44 bps to 3.09% from 2.65% a year ago; net interest income up 14% YoY.
- Nonperforming assets remained low at $0.5M or 0.05% of total assets at Dec 31, 2024.
- Book value per share $22.41; paid cash dividends of $0.27 per share in Q4.