{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-014382","form_type":"8-K","ticker":"CB","cik":"0000896159","company_name":"Chubb Ltd","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.728214+00:00","generated_at":"2026-05-27T08:50:55.442208+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Chubb reports record FY core operating income $9.2B; Q4 EPS $6.02; California wildfire est. $1.5B pre-tax charge","bullets":["Q4 net income $2.58B ($6.33/sh), core operating income $2.45B ($6.02/sh); adjusted for tax benefit, core op income up 7.7%.","Full-year net premiums written $51.5B, up 8.7%; P&C combined ratio 86.6%; record underwriting income $5.85B.","Q4 Global P&C net premiums written up 6.7% (ex-Ag); commercial +6.4%, consumer +7.5%.","Pre-tax catastrophe losses $2.39B for the year; California wildfire estimated $1.5B net pre-tax charge in Q1 2025.","Total capital returned to shareholders $3.48B, including $2.02B in share repurchases and $1.46B dividends."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-014382","json":"https://secwatch.observer/filing/0001193125-25-014382.json","markdown":"https://secwatch.observer/filing/0001193125-25-014382.md","text":"https://secwatch.observer/filing/0001193125-25-014382.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/896159/000119312525014382/0001193125-25-014382-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/896159/000119312525014382/d902864d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:50:55.442208+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}