---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-014382"
form_type: "8-K"
ticker: "CB"
cik: "0000896159"
company_name: "Chubb Ltd"
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:50:55.442208+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Chubb reports record FY core operating income $9.2B; Q4 EPS $6.02; California wildfire est. $1.5B pre-tax charge

## Summary
- Q4 net income $2.58B ($6.33/sh), core operating income $2.45B ($6.02/sh); adjusted for tax benefit, core op income up 7.7%.
- Full-year net premiums written $51.5B, up 8.7%; P&C combined ratio 86.6%; record underwriting income $5.85B.
- Q4 Global P&C net premiums written up 6.7% (ex-Ag); commercial +6.4%, consumer +7.5%.
- Pre-tax catastrophe losses $2.39B for the year; California wildfire estimated $1.5B net pre-tax charge in Q1 2025.
- Total capital returned to shareholders $3.48B, including $2.02B in share repurchases and $1.46B dividends.

## SEC filing metadata
- accession: 0001193125-25-014382
- form_type: 8-K
- ticker: CB
- cik: 0000896159
- company_name: Chubb Ltd
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/896159/000119312525014382/0001193125-25-014382-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/896159/000119312525014382/d902864d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-014382
- JSON: https://secwatch.observer/filing/0001193125-25-014382.json
- Plain text: https://secwatch.observer/filing/0001193125-25-014382.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.