{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-018885","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2025-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.699097+00:00","generated_at":"2026-05-27T03:51:25.136519+00:00","sec_items":["2.01","2.03","3.03","5.02","5.03","7.01","8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"UMB closes acquisition of Heartland Financial; assets rise to ~$68B, footprint expands to 13 states","bullets":["UMB issued ~24M shares of common stock to HTLF shareholders at 0.55x exchange ratio.","Total assets increase to ~$68B (Dec 31, 2024 pro forma) with addition of 104 branches and 115 ATMs.","Private wealth management AUM/AUA increases by 32%; geographic footprint expands from 8 to 13 states.","Five HTLF directors join UMB board, increasing board size to 16.","UMB to fully settle forward sale agreement in Q1 2025 for net proceeds of ~$231.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-018885","json":"https://secwatch.observer/filing/0001193125-25-018885.json","markdown":"https://secwatch.observer/filing/0001193125-25-018885.md","text":"https://secwatch.observer/filing/0001193125-25-018885.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/0001193125-25-018885-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/d827883d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:51:25.136519+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"343a375df2","claim":"Jennifer Hopkins was appointed as Director at UMB FINANCIAL CORP.","evidence_excerpt":"The five former directors of HTLF mutually agreed by UMB and HTLF, each of whom previously served as a member of the board of directors of HTLF immediately prior to the Merger and was appointed by the Board to fill the vacancies resulting from the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: John Schmidt, Jennifer Hopkins, Susan Murphy, Margaret Lazo and Brad Henderson (collectively, the “New Directors”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/0001193125-25-018885-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"4ffb5486aa","claim":"Margaret Lazo was appointed as Director at UMB FINANCIAL CORP.","evidence_excerpt":"The five former directors of HTLF mutually agreed by UMB and HTLF, each of whom previously served as a member of the board of directors of HTLF immediately prior to the Merger and was appointed by the Board to fill the vacancies resulting from the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: John Schmidt, Jennifer Hopkins, Susan Murphy, Margaret Lazo and Brad Henderson (collectively, the “New Directors”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/0001193125-25-018885-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"51cf204c43","claim":"John Schmidt was appointed as Director at UMB FINANCIAL CORP.","evidence_excerpt":"The five former directors of HTLF mutually agreed by UMB and HTLF, each of whom previously served as a member of the board of directors of HTLF immediately prior to the Merger and was appointed by the Board to fill the vacancies resulting from the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: John Schmidt, Jennifer Hopkins, Susan Murphy, Margaret Lazo and Brad Henderson (collectively, the “New Directors”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/0001193125-25-018885-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"7f3b0f9a56","claim":"Brad Henderson was appointed as Director at UMB FINANCIAL CORP.","evidence_excerpt":"The five former directors of HTLF mutually agreed by UMB and HTLF, each of whom previously served as a member of the board of directors of HTLF immediately prior to the Merger and was appointed by the Board to fill the vacancies resulting from the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: John Schmidt, Jennifer Hopkins, Susan Murphy, Margaret Lazo and Brad Henderson (collectively, the “New Directors”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/0001193125-25-018885-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"8db23a2778","claim":"Susan Murphy was appointed as Director at UMB FINANCIAL CORP.","evidence_excerpt":"The five former directors of HTLF mutually agreed by UMB and HTLF, each of whom previously served as a member of the board of directors of HTLF immediately prior to the Merger and was appointed by the Board to fill the vacancies resulting from the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: John Schmidt, Jennifer Hopkins, Susan Murphy, Margaret Lazo and Brad Henderson (collectively, the “New Directors”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312525018885/0001193125-25-018885-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}