{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-020439","form_type":"8-K","ticker":"AFG","cik":"0001042046","company_name":"AMERICAN FINANCIAL GROUP INC","filed_at":"2025-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.777831+00:00","generated_at":"2026-05-27T02:19:42.221368+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"AFG Q4 core EPS $3.12 vs $2.84 YoY; guides 2025 core EPS ~$10.50","bullets":["Net earnings Q4 $255M ($3.03); core net operating earnings $262M ($3.12).","Full year 2024 core operating ROE 19.3% (ex AOCI); total capital returned ~$791M.","Average renewal rate increase ex workers' comp +8% in Q4; combined ratio 89.0%.","2025 guidance: core EPS ~$10.50, core ROE ~18%; estimates $60-70M CA wildfire losses.","Dividends: Q4 paid $4.80/share including $4.00 special; regular dividend increased 12.7% in year."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-020439","json":"https://secwatch.observer/filing/0001193125-25-020439.json","markdown":"https://secwatch.observer/filing/0001193125-25-020439.md","text":"https://secwatch.observer/filing/0001193125-25-020439.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1042046/000119312525020439/0001193125-25-020439-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1042046/000119312525020439/d919412d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T02:19:42.221368+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}