{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-026674","form_type":"8-K","ticker":"UPST","cik":"0001647639","company_name":"Upstart Holdings, Inc.","filed_at":"2025-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.299810+00:00","generated_at":"2026-05-26T21:24:50.093250+00:00","sec_items":["1.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Upstart launches $500M at-the-market equity offering program with BTIG","bullets":["Up to $500M of common stock may be sold from time to time through BTIG as sales agent under ATM program.","Net proceeds to be used for working capital and general corporate purposes.","BTIG will receive commission of up to 2% of gross proceeds from sales.","Sales may be made in at-the-market transactions under Rule 415; company has no obligation to sell any shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-026674","json":"https://secwatch.observer/filing/0001193125-25-026674.json","markdown":"https://secwatch.observer/filing/0001193125-25-026674.md","text":"https://secwatch.observer/filing/0001193125-25-026674.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1647639/000119312525026674/0001193125-25-026674-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1647639/000119312525026674/d815135d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T21:24:50.093250+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}