---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-026674"
form_type: "8-K"
ticker: "UPST"
cik: "0001647639"
company_name: "Upstart Holdings, Inc."
filed_at: "2025-02-14T23:59:59+00:00"
generated_at: "2026-05-26T21:24:50.093250+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Upstart launches $500M at-the-market equity offering program with BTIG

## Summary
- Up to $500M of common stock may be sold from time to time through BTIG as sales agent under ATM program.
- Net proceeds to be used for working capital and general corporate purposes.
- BTIG will receive commission of up to 2% of gross proceeds from sales.
- Sales may be made in at-the-market transactions under Rule 415; company has no obligation to sell any shares.

## SEC filing metadata
- accession: 0001193125-25-026674
- form_type: 8-K
- ticker: UPST
- cik: 0001647639
- company_name: Upstart Holdings, Inc.
- filed_at: 2025-02-14T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1647639/000119312525026674/0001193125-25-026674-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1647639/000119312525026674/d815135d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-026674
- JSON: https://secwatch.observer/filing/0001193125-25-026674.json
- Plain text: https://secwatch.observer/filing/0001193125-25-026674.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.