{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-030195","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2025-02-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.227564+00:00","generated_at":"2026-05-26T09:25:48.651909+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dave completes shift from optional Tips to 5% fee structure on ExtraCash","bullets":["Replaced optional Tips (as low as $0) with a flat 5% fee; $5 minimum, $15 cap per transaction.","No additional fees for instant transfer of ExtraCash funds to Dave Checking accounts.","Early testing shows positive member feedback and improved lifetime value; full migration underway in early 2025.","New structure simplifies pricing for all members; aligns with Dave's mission to level the financial playing field."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-030195","json":"https://secwatch.observer/filing/0001193125-25-030195.json","markdown":"https://secwatch.observer/filing/0001193125-25-030195.md","text":"https://secwatch.observer/filing/0001193125-25-030195.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312525030195/0001193125-25-030195-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312525030195/d836526d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T09:25:48.651909+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}