---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-030738"
form_type: "8-K"
ticker: "XYZ"
cik: "0001512673"
company_name: "Block, Inc."
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T08:37:48.958255+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Block reports Q4 gross profit $2.31B (+14% YoY), net income $1.95B

## Summary
- Gross profit $2.31B (+14% YoY); Cash App $1.38B (+16%), Square $924M (+12%).
- Operating income $13M (1% margin); adjusted operating income $402M (17% margin).
- Net income $1.95B; adjusted EBITDA $757M.
- Cash App Borrow originations scaled to ~$9B in past year.
- Square overhauled technology to an orders platform; new Square POS app rolled out.

## SEC filing metadata
- accession: 0001193125-25-030738
- form_type: 8-K
- ticker: XYZ
- cik: 0001512673
- company_name: Block, Inc.
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1512673/000119312525030738/0001193125-25-030738-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1512673/000119312525030738/d834054d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-030738
- JSON: https://secwatch.observer/filing/0001193125-25-030738.json
- Plain text: https://secwatch.observer/filing/0001193125-25-030738.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.