{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-036731","form_type":"8-K","ticker":"AMSF","cik":"0001018979","company_name":"AMERISAFE INC","filed_at":"2025-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.712642+00:00","generated_at":"2026-05-26T03:07:22.560287+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"AMERISAFE reports 2024 net income $55.4M, down 10.7% YoY; raises quarterly dividend 5.4% to $0.39","bullets":["Full-year net income $55.4M ($2.89 diluted EPS) vs $62.1M ($3.23) in 2023, down 10.7%.","Net combined ratio 88.7% in 2024 vs 85.9% in 2023 due to higher loss ratio of 58.1%.","Voluntary premiums written up 4.6% for full year; Q4 voluntary premiums grew 8.5%.","Quarterly dividend increased 5.4% to $0.39 per share, payable March 21, 2025 to holders of record March 7.","Return on average equity 20.2% for 2024 vs 20.4% in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-036731","json":"https://secwatch.observer/filing/0001193125-25-036731.json","markdown":"https://secwatch.observer/filing/0001193125-25-036731.md","text":"https://secwatch.observer/filing/0001193125-25-036731.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1018979/000119312525036731/0001193125-25-036731-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1018979/000119312525036731/d893951d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T03:07:22.560287+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}