---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-036731"
form_type: "8-K"
ticker: "AMSF"
cik: "0001018979"
company_name: "AMERISAFE INC"
filed_at: "2025-02-26T23:59:59+00:00"
generated_at: "2026-05-26T03:07:22.560287+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# AMERISAFE reports 2024 net income $55.4M, down 10.7% YoY; raises quarterly dividend 5.4% to $0.39

## Summary
- Full-year net income $55.4M ($2.89 diluted EPS) vs $62.1M ($3.23) in 2023, down 10.7%.
- Net combined ratio 88.7% in 2024 vs 85.9% in 2023 due to higher loss ratio of 58.1%.
- Voluntary premiums written up 4.6% for full year; Q4 voluntary premiums grew 8.5%.
- Quarterly dividend increased 5.4% to $0.39 per share, payable March 21, 2025 to holders of record March 7.
- Return on average equity 20.2% for 2024 vs 20.4% in 2023.

## SEC filing metadata
- accession: 0001193125-25-036731
- form_type: 8-K
- ticker: AMSF
- cik: 0001018979
- company_name: AMERISAFE INC
- filed_at: 2025-02-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1018979/000119312525036731/0001193125-25-036731-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1018979/000119312525036731/d893951d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-036731
- JSON: https://secwatch.observer/filing/0001193125-25-036731.json
- Plain text: https://secwatch.observer/filing/0001193125-25-036731.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.