{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-043439","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2025-03-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.227819+00:00","generated_at":"2026-05-25T20:36:37.922046+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Dave (DAVE) enters exclusive sponsor bank agreement with Coastal Community Bank (CCB); onboarding Q2 2025","bullets":["Coastal becomes exclusive sponsor bank for Dave’s banking products and simplified ExtraCash product; customer onboarding begins Q2 2025.","Agreement caps certain receivables held by Coastal at $100M each; Coastal may sell receivables to Dave after holding period.","Dave pays tiered fees on card transaction volume and minimum monthly fee; Coastal shares interchange revenue and pays management fee based on Fed Funds Rate.","Initial term of five years, automatic renewal; exclusive for new customers after beta; existing customers transitioned within 24 months of beta launch.","Dave funds cash collateral account; parent guarantee via separate Assurance Agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-043439","json":"https://secwatch.observer/filing/0001193125-25-043439.json","markdown":"https://secwatch.observer/filing/0001193125-25-043439.md","text":"https://secwatch.observer/filing/0001193125-25-043439.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312525043439/0001193125-25-043439-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312525043439/d938261d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T20:36:37.922046+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}