---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-044114"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2025-03-03T23:59:59+00:00"
generated_at: "2026-05-25T20:36:48.010081+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Dave reports record Q4 revenue $100.9M (+38% YoY); FY net income $57.9M vs loss

## Summary
- Q4 revenue $100.9M (up 38% YoY); full-year revenue $347.1M (up 34% YoY).
- Q4 GAAP net income $16.8M (vs $0.2M in Q4 2023); FY net income $57.9M vs FY loss of $48.5M.
- Q4 Adjusted EBITDA $33.4M (up 234% YoY); FY Adj. EBITDA $86.5M vs loss of $10.1M.
- FY 2025 guidance: revenue $415–435M (20–25% growth), Adj. EBITDA $110–120M (27–39% growth).
- ExtraCash originations up 44% YoY to $1.5B in Q4; cash & equivalents $91.9M.

## SEC filing metadata
- accession: 0001193125-25-044114
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2025-03-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312525044114/0001193125-25-044114-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312525044114/d916251d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-044114
- JSON: https://secwatch.observer/filing/0001193125-25-044114.json
- Plain text: https://secwatch.observer/filing/0001193125-25-044114.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.