{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-055276","form_type":"8-K","ticker":"XPOF","cik":"0001802156","company_name":"Xponential Fitness, Inc.","filed_at":"2025-03-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.924902+00:00","generated_at":"2026-05-24T16:03:07.628653+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Xponential Fitness extends credit maturity to 2027, adds $10M term loans","bullets":["Eighth amendment extends final maturity under Credit Agreement to August 1, 2027.","Provides $10M incremental term loans for working capital, lease liabilities, and legal expenses from regulatory matters.","New covenant requires consolidated EBITDA of at least $100M as of each quarter-end.","Limits non-recurring legal fee addbacks: $30M aggregate through Mar 2025, then $1M/month through Mar 2026.","Upfront fee of 3% capitalized; exit fee of ~$7.25M payable at maturity or early repayment."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-055276","json":"https://secwatch.observer/filing/0001193125-25-055276.json","markdown":"https://secwatch.observer/filing/0001193125-25-055276.md","text":"https://secwatch.observer/filing/0001193125-25-055276.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/0001193125-25-055276-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/d888017d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T16:03:07.628653+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5005d76d654fa135cc339493813ec76355ed39f3","claim":"Xponential Fitness, Inc. amended credit facility with Wilmington Trust, National Association maturing August 1, 2027.","evidence_excerpt":"The Amendment extends the final maturity date under the Credit Agreement to August 1, 2027 (the “Final Maturity Date”) and provides for, among other things, additional term loans in an aggregate principal amount of $10 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/0001193125-25-055276-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Counterparty","value":"Wilmington Trust, National Association"},{"label":"Maturity","value":"August 1, 2027"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"73b2f0d102df63f3e3aa65d96975a61c26fe4303","claim":"Xponential Fitness, Inc. incurred term loan of $10 million with Wilmington Trust, National Association maturing August 1, 2027.","evidence_excerpt":"The Amendment extends the final maturity date under the Credit Agreement to August 1, 2027 (the “Final Maturity Date”) and provides for, among other things, additional term loans in an aggregate principal amount of $10 million (the “Eighth Amendment Incremental Term Loans”)","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/0001193125-25-055276-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$10 million"},{"label":"Counterparty","value":"Wilmington Trust, National Association"},{"label":"Maturity","value":"August 1, 2027"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}