---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-055276"
form_type: "8-K"
ticker: "XPOF"
cik: "0001802156"
company_name: "Xponential Fitness, Inc."
filed_at: "2025-03-17T23:59:59+00:00"
generated_at: "2026-05-24T16:03:07.628653+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Xponential Fitness extends credit maturity to 2027, adds $10M term loans

## Summary
- Eighth amendment extends final maturity under Credit Agreement to August 1, 2027.
- Provides $10M incremental term loans for working capital, lease liabilities, and legal expenses from regulatory matters.
- New covenant requires consolidated EBITDA of at least $100M as of each quarter-end.
- Limits non-recurring legal fee addbacks: $30M aggregate through Mar 2025, then $1M/month through Mar 2026.
- Upfront fee of 3% capitalized; exit fee of ~$7.25M payable at maturity or early repayment.

## SEC filing metadata
- accession: 0001193125-25-055276
- form_type: 8-K
- ticker: XPOF
- cik: 0001802156
- company_name: Xponential Fitness, Inc.
- filed_at: 2025-03-17T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/0001193125-25-055276-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/d888017d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-055276
- JSON: https://secwatch.observer/filing/0001193125-25-055276.json
- Plain text: https://secwatch.observer/filing/0001193125-25-055276.txt

## Key facts
- Debt Financings
  Xponential Fitness, Inc. amended credit facility with Wilmington Trust, National Association maturing August 1, 2027.
  - Instrument: credit facility
  - Counterparty: Wilmington Trust, National Association
  - Maturity: August 1, 2027
  - Event: amendment
  source text: The Amendment extends the final maturity date under the Credit Agreement to August 1, 2027 (the “Final Maturity Date”) and provides for, among other things, additional term loans in an aggregate principal amount of $10 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/0001193125-25-055276-index.htm
- Debt Financings
  Xponential Fitness, Inc. incurred term loan of $10 million with Wilmington Trust, National Association maturing August 1, 2027.
  - Instrument: term loan
  - Principal: $10 million
  - Counterparty: Wilmington Trust, National Association
  - Maturity: August 1, 2027
  - Event: incurrence
  source text: The Amendment extends the final maturity date under the Credit Agreement to August 1, 2027 (the “Final Maturity Date”) and provides for, among other things, additional term loans in an aggregate principal amount of $10 million (the “Eighth Amendment Incremental Term Loans”)
  evidence_url: https://www.sec.gov/Archives/edgar/data/1802156/000119312525055276/0001193125-25-055276-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.