---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-063082"
form_type: "8-K"
ticker: null
cik: "0000804269"
company_name: "General Motors Financial Company, Inc."
filed_at: "2025-03-26T23:59:59+00:00"
generated_at: "2026-05-24T05:21:38.319408+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# GM Financial amends revolving credit facilities: $10B 5-yr, $4.1B 3-yr, $2B 364-day

## Summary
- Entered into $10B 5-year facility maturing 2030, $4.1B 3-year facility maturing 2028, and $2B 364-day facility maturing 2026.
- Facilities are unsecured; GM guarantees all subsidiary borrowings under the agreements.
- Interest rates based on Term SOFR, Daily Simple SOFR, or base rate plus applicable margin tied to GM's credit rating.
- Covenants require GM to maintain at least $4.0B global liquidity and $2.0B U.S. liquidity.
- Facilities replace prior credit agreements; no change in total capacity disclosed.

## SEC filing metadata
- accession: 0001193125-25-063082
- form_type: 8-K
- cik: 0000804269
- company_name: General Motors Financial Company, Inc.
- filed_at: 2025-03-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/804269/000119312525063082/0001193125-25-063082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/804269/000119312525063082/d943813d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-063082
- JSON: https://secwatch.observer/filing/0001193125-25-063082.json
- Plain text: https://secwatch.observer/filing/0001193125-25-063082.txt

## Key facts
- Debt Financings
  General Motors Financial Company, Inc. incurred revolving credit of five-year $10 billion facility with JPMorgan Chase Bank, N.A. at Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subje maturing March 25, 2030.
  - Instrument: revolving credit
  - Principal: five-year $10 billion facility
  - Counterparty: JPMorgan Chase Bank, N.A.
  - Rate: Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subje
  - Maturity: March 25, 2030
  - Event: incurrence
  source text: agent, Citibank, N.A., as syndication agent, the other lenders named therein (collectively, the “Facilities”). The Facilities are unsecured and consist of a five-year $10 billion facility (the “5-year Facility”), a three-year, $4.1 billion facility (the “3-Year Facility”) and a 364-day, $2.0 billion facility (the “364-Day Facility”). The 5-Year Facility
  evidence_url: https://www.sec.gov/Archives/edgar/data/804269/000119312525063082/0001193125-25-063082-index.htm
- Debt Financings
  General Motors Financial Company, Inc. incurred revolving credit of 364-day, $2.0 billion facility with JPMorgan Chase Bank, N.A. at Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subje maturing March 24, 2026.
  - Instrument: revolving credit
  - Principal: 364-day, $2.0 billion facility
  - Counterparty: JPMorgan Chase Bank, N.A.
  - Rate: Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subje
  - Maturity: March 24, 2026
  - Event: incurrence
  source text: The 5-Year Facility matures on March 25, 2030, the 3-Year Facility matures on March 25, 2028, and the 364-Day Facility matures on March 24, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/804269/000119312525063082/0001193125-25-063082-index.htm
- Debt Financings
  General Motors Financial Company, Inc. incurred revolving credit of three-year, $4.1 billion facility with JPMorgan Chase Bank, N.A. at Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subje maturing March 25, 2028.
  - Instrument: revolving credit
  - Principal: three-year, $4.1 billion facility
  - Counterparty: JPMorgan Chase Bank, N.A.
  - Rate: Term SOFR loans, Daily Simple SOFR loans or an alternative base rate, each subje
  - Maturity: March 25, 2028
  - Event: incurrence
  source text: The Facilities are unsecured and consist of a five-year $10 billion facility (the “5-year Facility”), a three-year, $4.1 billion facility (the “3-Year Facility”) and a 364-day, $2.0 billion facility (the “364-Day Facility”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/804269/000119312525063082/0001193125-25-063082-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.