---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-078467"
form_type: "8-K/A"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2025-04-11T23:59:59+00:00"
generated_at: "2026-05-23T15:53:58.493953+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HTLF FY2024 net income $171.6M ($3.79 diluted EPS) vs $79.9M in 2023

## Summary
- Net interest income $613.2M (+2% YoY); provision for credit losses $53.4M.
- Total assets $17.29B; loans held to maturity $11.16B; deposits $14.64B.
- Pro forma combined balance sheet as of Dec 31, 2024 reflects merger closed Jan 31, 2025.

## SEC filing metadata
- accession: 0001193125-25-078467
- form_type: 8-K/A
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2025-04-11T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312525078467/0001193125-25-078467-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312525078467/d946223d8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-078467
- JSON: https://secwatch.observer/filing/0001193125-25-078467.json
- Plain text: https://secwatch.observer/filing/0001193125-25-078467.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.