{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-079595","form_type":"8-K/A","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2025-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.148494+00:00","generated_at":"2026-05-23T15:18:08.882093+00:00","sec_items":["9.01"],"event_type":"m_and_a","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"UMB Financial corrects asset-to-goodwill allocation in HTLF merger pro forma","bullets":["Goodwill adjusted by $743M in corrected purchase price allocation, reallocating previously misallocated assets.","Pro forma 2024 net income $407M ($5.28 diluted EPS); UMB standalone was $441M.","Total consideration $2.78B based on 23.6M UMB shares at $117.90 per share.","Forward sale agreement settled Mar 2025 for $235.1M; $215M nonrecurring transaction costs.","Other intangibles of $511M (core deposit, wealth, credit card relationships) amortized over 3-10 years."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-079595","json":"https://secwatch.observer/filing/0001193125-25-079595.json","markdown":"https://secwatch.observer/filing/0001193125-25-079595.md","text":"https://secwatch.observer/filing/0001193125-25-079595.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312525079595/0001193125-25-079595-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312525079595/d894624d8ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T15:18:08.882093+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}