---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-079595"
form_type: "8-K/A"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2025-04-14T23:59:59+00:00"
generated_at: "2026-05-23T15:18:08.882093+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# UMB Financial corrects asset-to-goodwill allocation in HTLF merger pro forma

## Summary
- Goodwill adjusted by $743M in corrected purchase price allocation, reallocating previously misallocated assets.
- Pro forma 2024 net income $407M ($5.28 diluted EPS); UMB standalone was $441M.
- Total consideration $2.78B based on 23.6M UMB shares at $117.90 per share.
- Forward sale agreement settled Mar 2025 for $235.1M; $215M nonrecurring transaction costs.
- Other intangibles of $511M (core deposit, wealth, credit card relationships) amortized over 3-10 years.

## SEC filing metadata
- accession: 0001193125-25-079595
- form_type: 8-K/A
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2025-04-14T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312525079595/0001193125-25-079595-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312525079595/d894624d8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-079595
- JSON: https://secwatch.observer/filing/0001193125-25-079595.json
- Plain text: https://secwatch.observer/filing/0001193125-25-079595.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.