{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-083508","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2025-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.973300+00:00","generated_at":"2026-05-23T12:40:44.873219+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ally Financial Q1 GAAP EPS -$0.82, adjusted EPS $0.58; sells $4.1B securities, reiterates guidance","bullets":["GAAP net loss attributable to common shareholders $253M ($0.82 loss per share); adjusted EPS $0.58.","Reclassified $2.4B Card assets to held-for-sale (closed 4/1) and sold $4.1B of low-yielding securities with $495M pre-tax loss.","Consumer auto origination volume $10.2B from record 3.8M applications; retail auto net charge-offs 212 bps.","Insurance written premiums $385M (up 9% YoY); retail deposits $146B, up $2.6B in quarter.","Reiterated full year guidance; CEO cites solid momentum and focus on core franchises."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-083508","json":"https://secwatch.observer/filing/0001193125-25-083508.json","markdown":"https://secwatch.observer/filing/0001193125-25-083508.md","text":"https://secwatch.observer/filing/0001193125-25-083508.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312525083508/0001193125-25-083508-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312525083508/d906372d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T12:40:44.873219+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}