---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-083508"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2025-04-17T23:59:59+00:00"
generated_at: "2026-05-23T12:40:44.873219+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Ally Financial Q1 GAAP EPS -$0.82, adjusted EPS $0.58; sells $4.1B securities, reiterates guidance

## Summary
- GAAP net loss attributable to common shareholders $253M ($0.82 loss per share); adjusted EPS $0.58.
- Reclassified $2.4B Card assets to held-for-sale (closed 4/1) and sold $4.1B of low-yielding securities with $495M pre-tax loss.
- Consumer auto origination volume $10.2B from record 3.8M applications; retail auto net charge-offs 212 bps.
- Insurance written premiums $385M (up 9% YoY); retail deposits $146B, up $2.6B in quarter.
- Reiterated full year guidance; CEO cites solid momentum and focus on core franchises.

## SEC filing metadata
- accession: 0001193125-25-083508
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2025-04-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312525083508/0001193125-25-083508-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312525083508/d906372d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-083508
- JSON: https://secwatch.observer/filing/0001193125-25-083508.json
- Plain text: https://secwatch.observer/filing/0001193125-25-083508.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.