---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-088788"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:48:04.212432+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Auburn National Bancorp Q1 net income rises 7% to $1.5M; NIM expands to 3.20%

## Summary
- Net income $1.5M ($0.44 per share) vs $1.4M ($0.39) in Q1 2024, up 7%.
- Net interest margin (tax-equivalent) 3.20%, up from 3.04% a year ago.
- Nonperforming assets 0.05% of total assets; negative provision for credit losses of ($10)K.
- Tangible common equity ratio improved to 8.34% from 7.61% at March 31, 2024.
- Quarterly cash dividend of $0.27 per share declared.

## SEC filing metadata
- accession: 0001193125-25-088788
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312525088788/0001193125-25-088788-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312525088788/d884394d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-088788
- JSON: https://secwatch.observer/filing/0001193125-25-088788.json
- Plain text: https://secwatch.observer/filing/0001193125-25-088788.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.