8-K
filed April 22, 2025, 7:59 PM ET
ticker BCBP
CIK 0001228454
earnings
confidence high
sentiment negative
materiality 0.85
BCB Bancorp reports Q1 net loss of $8.3M; credit charges surge to $20.8M
BCB BANCORP INC
2025-Q1 EPS reported
-$0.51
- Net loss of $8.3M vs net income of $5.9M in Q1 2024; diluted EPS ($0.51) vs $0.32.
- Provision for credit losses $20.8M (Q1 2024: $2.1M); $13.7M specific reserve on $34.2M cannabis-sector loan, plus $3.1M on Business Express portfolio.
- Non-accrual loans jumped to $99.8M (3.36% of gross loans) from $22.2M (0.68%) a year ago.
- Net interest margin improved to 2.59% from 2.50% due to 24 bp decline in cost of interest-bearing liabilities.
- Board declared $0.16/share quarterly dividend, payable May 21, 2025 to holders of record May 7, 2025.
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0001193125-25-089205
- form_type
- 8-K
- ticker
- BCBP
- cik
- 0001228454
- company_name
- BCB BANCORP INC
- filed_at
- 2025-04-22T23:59:59+00:00
- discovered_at
- 2026-05-14T18:02:47.749427+00:00
- generated_at
- 2026-05-23T09:04:26.411397+00:00
- sec_items
- ["2.02", "8.01", "9.01"]
- event_type
- earnings
- sentiment
- negative
- materiality_score
- 0.85
- calibrated_materiality_score
- 0.85
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0001193125-25-089205
- json_url
- https://secwatch.observer/filing/0001193125-25-089205.json
- markdown_url
- https://secwatch.observer/filing/0001193125-25-089205.md
- text_url
- https://secwatch.observer/filing/0001193125-25-089205.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/1228454/000119312525089205/0001193125-25-089205-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/1228454/000119312525089205/d937515d8k.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
- false
- correction_note
- null
- correction_timestamp
- null
- superseded_by
- null
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